Mon - Fri: 8:00 - 5:00         info@harmonstreet.com         (949) 385-5630         FINRA Broker Check
How we're different
Family, Hard Work, Pride, Integrity.
A focus on results.
Service that reinforces our core values:
INDEPENDENCE
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01

401(k) & 403(b):
Fiduciary, Plan Design, Employee Wellness, Compliance

401(k) & 403(b):
Fiduciary, Plan Design, Employee Wellness, Compliance

Get the most from your retirement plan benefits through a customized, results-oriented process. Protecting plan fiduciaries, reducing the day-to-day operational burden, and enhancing the participant experience are the focus of our approach.

OUR PROCESS →
02

Individual:
Financial Planning, Asset Management, Insurance

Individual:
Financial Planning, Asset Management, Insurance

Our process starts with a written plan which provides target rates of return, target savings rates, income replacement, tax-reductions, and more. Ongoing reviews and communications help keep your plan on track.

Our Process →
03

Our Story:
Family, Pride, Hard Work & Integrity

Our Story:
Family, Pride, Hard Work & Integrity

Harmon Street is located in the working class neighborhood of Inglenook outside Birmingham, AL. It was my father’s childhood home and the kind of neighborhood…

Our Story →

Calculators

Retirement, mortgage, income tax, insurance, investment, college, net worth, RMD, Social Security, taxable vs tax-free bond yield

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Tax

Key numbers, forms, AMT, estate, deduction planning, net investment income, health care, income tax planning, state tax resources, FAQ’s

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401(k) & 403(b) Compliance

IRS Fix-it Guide, DOL guidance, disclosure guidelines, fiduciary, fee disclosure, lost earnings calculator, investment committee, IRS rollover chart

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401(k) & 403(b) Trends

Participant wellness, plan sponsor attitudes, research, plan design, auto-enrollment, target date funds, legislation & regulation

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Plan Participant Resources

401(k)/403(b) plan basics, the 1% difference, contribution limits, Roth 401(k), 401(k) plan fees, 401(k) vs IRA, pay debt or save for retirement, distributions options, loans & hardships

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Retirement

Retirement checklist, Required Minimum Distributions, health insurance in retirement, reverse mortgage, investing for income, effects of inflation

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Investing Basics

Asset allocation, stocks vs bonds vs mutual funds, managing volatility, risk quiz, value vs growth investing, socially responsible investing, Modern Portfolio Theory

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Social Security & Medicare

Claiming strategies, myths & facts, basics, when to claim Social Security, disability & survivor benefits, women & Social Security, optimization

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