Mon - Fri: 8:00 - 5:00         info@harmonstreet.com         (949) 385-5630         FINRA Broker Check

401(k) Plans

At Harmon Street Advisers

we differentiate ourselves through our customized, results-oriented process. Protecting plan fiduciaries, reducing the day-to-day operational burden, and enhancing the participant experience are the focus of our approach.

Whether you need help with a single project, such as benchmarking your plan against the competition, or you are seeking a proactive partner with the knowledge and experience to get the most out of your retirement plan, our process is designed to deliver the results you need and service you deserve.

We offer:

  • 15 years of experience serving 401(k) plan sponsors
  • Experience with startups to publicly-traded companies with locations nationwide
  • Independence—we can work with just about any 401k provider
  • Deep experience in helping plans with discrimination testing issues
  • A fee structure that is based upon the actual hours spent servicing your plan and your participants

Our Services

Lower Plan Fees

  • Fee benchmarking
  • Request for Proposal (RFP) process
  • Vendor negotiations

Reduce Administrative Burden

  • Day-to-day operational support
  • Draft communications
  • Vendor management
  • Plan benchmarking
  • Investment due diligence and monitoring

Optimize Employer Contributions

  • Employer match design and review
  • Profit Sharing and Cash Balance plans
  • Tax reduction

Increase Participation

  • Education & financial wellness campaigns
  • One-on-one enrollment meetings
  • Participant tools and resources

Department of Labor (DOL) Compliance

  • Audit assistance
  • Disclosure and documentation process
  • Fiduciary compliance

Internal Revenue Service (IRS) Compliance

  • Audit assistance
  • Disclosure and documentation process
  • Fiduciary compliance

How will adding an employer match affect participation?
What can be done to help ADP/ACP discrimination testing issues?
What steps can be taken to reduce plan fees?

Take the first step to getting the results you desire and service you deserve.
Contact Harmon Street Advisors to schedule an introductory meeting to see how we can impact your plan.